Kiva Microfinance

Think of Kiva as a peer-to-peer lending protocol where the "yield" is zero on purpose. You lend $25 or more to a specific person, say a farmer in Kenya who needs $500 for seeds, or a shop owner in the Philippines restocking inventory. You pick them from a list, a bit like browsing tokens on a launchpad, except each one is a real person with a profile and a stated plan. Many lenders each chip in $2

Reading trades.